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For individuals with a poor credit rating, there are very few options available. Examples include secured credit cards, deposit loans, bad credit car loans and merchandise credit cards. Of the aforementioned account types, merchandise credit cards are the more attractive option, but very few people know where to go to obtain these types of accounts. Although there are many vendors online that will offer no credit check credit accounts, most of them do not report your payment history to the credit bureaus.

Resouce: rachat de credit surendettement